Then the password manager will remember all your other passwords for you, and you can make them as complex and long as you like.Īpple’s own Keychain is a pretty good password manager for Macs, but if you want more advanced features and more control, you’ll need a third-party option.Įven though Bitwarden is a free, open-source password manager, the company uses professional auditors to try and break it. All you need to remember is one strong password, which locks and unlocks your password manager. You could write them down on paper, but unless you’re going to put that paper in a locked safe, that’s a terrible idea.Īnd that’s why password managers are so great. Between your social media, shopping sites, banking apps, and myriad other places, you can easily end up with an impossibly huge list of passwords you need to remember. You’re supposed to have a unique, complex password for every website and online service you use. To be fair, it’s not easy to use passwords properly. Yet despite humanity’s apparent inability to use passwords properly and the significant problems caused by human error, we’re almost totally reliant on passwords for security. And we do silly things like using the word ‘football’ as a password while there’s a major soccer tournament underway. We either use common passwords that are easy to crack, or we reuse our passwords all over the internet, meaning one data breach can lead to several more. Loan is part of an A ($62.03 million) and B note ($10.0 million) structure, wherein the B-Note is subordinate.People are generally not good with passwords. Property amenities include four swimming pools, a community center, leasing and management offices, laundry facilities, fitness centers, racquetball, tennis, and volleyball courts, a car wash, and garages. The property was developed in four phases between 19 and renovated in 2010. The second largest loan (5.9% of the pool) is secured by Paradise Island, a 1,112-unit, 55-building apartment complex located in Jacksonville, FL. Amenities include an outdoor swimming pool, barbecue grills and outdoor dining tables, 24-hour concierge, two 24-hour fitness centers, Iinternet lounge, central courtyard, game room, business center, rooftop sundeck, conference room, library, two laundry facilities, and garage parking. The property benefits from attractive amenities, proximity to Washington, D.C., and access to public transportation, employment centers, retail shopping, and major thoroughfares. The property was built in 1967 and underwent capital improvements in 2003. The largest loan of the pool (10.0% of the pool) is secured by Crystal Plaza, a 539-unit, high-rise apartment complex situated on approximately five acres in Arlington, VA. The pool’s overall net operating income (NOI) has been stable with a 3% NOI increase compared to issuer underwriting at issuance. Approximately 37% of the loans reported year-end (YE) 2011 financials and 44 of the loans (73% of the pool) reported year-to-date (YTD) September 2012 financials. The pool’s aggregate principal balance has been paid down by 0.3% to $1.22 billion from $1.23 billion at issuance. As of the January 2013 distribution date, the pool has had no delinquent or specially serviced loans. The affirmations are based on the stable performance of the underlying collateral pool. A detailed list of rating actions follows at the end of this press release. NEW YORK, February 14 (Fitch) Fitch Ratings has affirmed six classes of FREMF 2012-K706 multifamily mortgage pass-through certificates and three classes of Freddie Mac structured pass-through certificates, series K-706.
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